The Scienaptic team truly understands the challenges of automobile financing and have built a platform that addresses all our needs. We're excited to announce that we're taking this mission to the next level with the help of an incredible new tool,” said David Danlag, Executive Vice President, Bay Country Financial Services and Bay Motor Finance “With Scienaptic’s AI platform we will be able to approve more loans, create more opportunities for our customers, while reducing risk and making personalized financial decisions that align with our values. “At Bay Motor Finance, we believe in providing accessible financing for everyone. The company specializes in car financing, independent dealer financing, and dealership financing and believes in building business on a foundation of trust and quality of service, not the number of customers. The organization aims to provide vehicle financing within the Maryland and Delaware corridors to franchises and independent vehicle dealers catering to customers with near-prime and sub-prime credit. Headquartered in Glen Burnie, MD, Bay Motor Finance was created three years ago out of Bay Country Financial Services, who provides loans to consumers. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.Īs a matter of policy, BBB does not endorse any product, service or business.Leading global AI-powered credit decision platform provider, Scienaptic AI, announced today that Bay Motor Finance has chosen its AI-based underwriting platform to automate and streamline its credit decisioning. BBB Business Profiles are subject to change at any time. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.īBB Business Profiles generally cover a three-year reporting period. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. And as soon as Im done paying back this loan I will be back for anotherīBB Business Profiles may not be reproduced for sales or promotional purposes.īBB Business Profiles are provided solely to assist you in exercising your own best judgment. Like I said before sometimes all u need is a Hand and they gave me theirs. I cannot thank them enough and with my car back I can even more easily pay them back. Unfortunately in this world today your word as a man is nothing compared to a credit score but they accepted my word and my co-signer and this has truly been a god send. Even tho what I asked for was relatively a small amount I was having trouble collecting it all at once and needed someone that would trust me to pay them back.
It has helped turn my life back around and head towards a positive future. I am truly grateful for the loan they gave me. Now with their loan I was able to pay to get my car up and running and also gave me the ability to see my son which means the world to me. That was them they helped me out of a bind and without them my cat would still be in the mechanic collecting dust. Sometimes you just need a hand when no one else is there.
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